10 Things You Need To Know Before Buying A Dashcam
There is no doubt that dash cams are gaining popularity with drivers all over the world.
In the UK alone there are over 11 million users of dash cams.
One of the primary reasons why people are investing in a dash cam is that they are acting as the first line of defense if you are involved in a traffic accident or incident.
So what are dash cams?
They are small video cameras that are mounted on or near your windscreen and they record the road ahead while you are driving.
Most dash cams now record continuously and some even record when you are not in the car so can deter thieves and vandals looking to break into your car.
In the UK some insurance companies will offer up to 30% discount for having a dash cam installed on your vehicle, so it is well worth thinking about the investment.
If you consider that the average car insurance is £425 that can be a saving of over £127 in the UK.
Like many facets of technology, the price of a dash cam has come down over the last 12 months as more and more drivers purchase a dash cam.
When fitted in a car the dash cam can encourage better driving from the driver who will know that their driving skills are being recorded.
The insurance companies don’t use dash cams to monitor your driving but the footage can be used as evidence following a driving incident.
Another thing to bear in mind that if you make a claim without dash cam footage to support your claim you might lose all your no claims discounts also.
Having a dash cam can make you feel safer on the road, but unfortunately, it will not deter other bad drivers.
To ensure your insurer will accept your dash cam footage as evidence you need to ensure these steps are followed:
1. Make sure your dash cam is fitted correctly. It should be fitted centrally on your windscreen and be tucked behind the rearview mirror. Ensure that it is pointing in the right direction and is covering all the road.
2. Always check your dash cam is on and recording. It sounds obvious but they can be accidentally unplugged easily. Make sure it is plugged in and won’t die on you as you undertake your journey.
3. Save important footage as soon as you can. Most dash cams have a loop recording which means they automatically remove old footage. You need to save any footage on your computer or smartphone as soon as something happens or it may get written over. If you leave it too long you may also forget time and location.
4. Share any footage with your insurer using physical means rather than attachments. Make sure you upload it to a file sharing service such as Dropbox or on a physical USB stick.
To conclude then, it seems more and more insurers are accepting dash cam footage as evidence when you make a claim.
That means that more and more insurers will start considering offering discounts for dash cam users so it might be worth considering installing one on your car.